Compare the lowest personal loan interest rate starting from 9.00% p.a. and apply for the best personal loan. There are various banks in India which offer personal loans to their customers and you can easily apply for it either online or offline. Note: Updated in November 2025. Click here to know and compare which banks in India offer the lowest interest rate on personal loans. Learn about the factors affecting interest rates and more. Personal Loan: HDFC Bank offers personal loans in India to help you meet your financial needs at attractive interest rate. Apply for Personal Loans online. Personal loan interest rates starting from 10% p.a. with minimal paperwork and quick approval. Apply for a personal loan with competitive interest rates from Bajaj Finance.