Also Read:- Digital Signatures – Benefits, Types & Application Process The Full form of UTR Number is Unique Transaction Reference, one can tackle any financial transaction problem with ease. It serves as a crucial element in ensuring a secure and traceable fund transfer. With a unique 22 character code, UTR helps for easy tracking of finances. Read this comprehensive blog post to learn more about the UTR number, its meaning, significance, and methods of tracking. UTR stands for Unique Transaction Reference, a code that banks in India use to track financial transactions. Learn what a UTR number is, why it is useful, and how to check it through various sources. What is UTR number of NEFT or RTGS payments. Learn how to track transaction status with UTR in Indian banks such as SBI or ICICI. UTR number stands for Unique Transaction Reference, an alphanumeric code that identifies financial transactions in India. Learn how to find, track, and use UTR numbers for various purposes, such as transaction tracking, dispute resolution, and taxation.