American Express Credit Card Limit - AmEx just added a new feature allowing its cardmembers to change or set transaction limits on credit cards. The credit card limit is the maximum amount of money you can spend using your credit card. It gets extended by the lender and contractually agreed upon by the credit cardholder. Learn how you can increase your credit limit and boost your credit score. Explore the different pros and cons of credit limit increases. What American Express Card Has the Highest Credit Limit? There is no cap on Amex revolving limits. If you have the means, they'll extend you a $20,000,000 revolving credit line.