Cgtmse loan: The CGTMSE loan scheme

The CGTMSE loan scheme offers a collateral-free MSME loan of up to ₹10 crore. The scheme secures lenders (Banks and NBFCs) with a guarantee, and encourages them to provide loans to micro and small businesses. To avail sub-debt under DAF-SDSM, will it be necessary for existing loans of the borrower to be covered under existing guarantee schemes such as CGFMU or CGTMSE ? Discover the complete guide to CGTMSE Loan Scheme 2025 including eligibility, benefits, application process, and how MSMEs can avail collate Credit Guarantee Scheme (CGS) was launched to strengthen credit delivery system and to facilitate flow of credit to the MSE sector, create access to finance for unserved, under-served and underprivileged, making availability of finance from conventional lenders to new generation entrepreneurs.