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Ayushman Bharat Pradhan Mantri Jan Arogya Yojana ( PMJAY ) is a health insurance scheme providing financial protection for secondary and tertiary healthcare. This scheme announced by the Government of India in the Union Budget 2018. Ayushman Bharat Yojana 2025 ( PM-JAY ) provides ₹5 lakh free medical insurance for eligible families. how to apply, eligibility criteria and benefits. PMJAY : Ayushman Bharat Yojana provides ₹5 lakh health insurance for Indian families. Check Ayushman card eligibility, online registration, coverage & benefits, etc. Ayushman Bharat Pradhan Mantri Jan Arogya Yojana ( PM-JAY ; lit. 'Prime Minister's People's Health Scheme', Ayushman Bharat PM-JAY lit. 'Live Long India Prime Minister's People's Health Scheme'), also colloquially known as Modicare, [2][3] is a national public health insurance scheme of the Government of India that aims to provide free access to health insurance coverage for low income earners in the country. Roughly, the bottom 50% of the country qualifies for this scheme. [4] It was later ...