Vishing (also known as Voice Phishing) is a deception technique where the fraudster uses a phone call to lure you into giving your personal confidential banking information. What types of accounts are provided with Internet Banking facility? The facility of Internet Banking is extended to NRI Customers in the capacity of Individuals/Joint Accounts only. Corporate Frequently Asked QuestionsRetail Corporate PNB ONE BIZ Digital Certificate Credit Card Individual customers, joint a/c holders and sole proprietorship firms are retail internet banking users, who are having only user id and password. User id provided by your branch is not case sensitive and no space in between.