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Small savings schemes interest rates July 2025: The Finance Ministry announced the interest rates for various small savings schemes like NSC, PPF, SCSS, SSY, POMIS, Post Office Time Deposit, and Recurring Deposit for the July to September quarter of FY 2025-26 on Monday (June 30). Small Savings Schemes Interest Rates : It is mandatory for the central government to review and set interest rates for small savings schemes on a quarterly basis. Also, the interest rates on post office schemes are set on a methodology suggested by the Shyamala Gopinath Committee. Now the government has announced the April-June 2025 interest rates . The Indian government offers various small savings schemes like PPF, SSY, and SCSS that ensure safe investments with attractive interest rates . These schemes are ideal for long-term goals like retirement, child education, and a regular income. Here are 10 small saving schemes with best interest rate s and benefits. If you are a risk-averse investor and prefer guaranteed returns, the Post Office's Small Savings Schemes are an excellent option. These government-guaranteed schemes offer interest rates of up to ...
