VPA (Virtual Payment Address) is a digital ID enabling users to send and receive money via UPI-enabled apps, eliminating the need for bank account numbers and IFSC codes. Learn the meaning, benefits, and usage of VPAs. A Virtual Payment Address ( VPA ) is a unique ID linked to your bank account, enabling instant money transfers via UPI apps. A Virtual Payment Address ( VPA ) is a unique identifier that helps UPI to track a person’s account. It acts as an ID independent of your bank account number and other details. What is VPA in UPI, and why is it replacing account numbers? Understand how Virtual Payment Address works, and learn how to find or create your own.

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